Zolve Credit Card Reviews

Are you searching for a united state bank card? Zolve Bank Card is the excellent option for Indian nationals seeking a united state charge card. With our easy application process, you can start in mins as well as be on your method to taking pleasure in all the advantages that include having an U.S. bank card.

Zolve Bank card is designed to meet the requirements of every individual, so you can pick the card that fits your way of life and also costs routines. Plus, low-interest rates make it very easy to maintain your funds in check.

In this testimonial, we’ll take a look at everything you need to know about Zolve Charge card, consisting of how to apply, what to expect, and the advantages of having this card.

What is Zolve?

Zolve is a cross-border fintech company headquartered in Bengaluru, India, with a branch in San Francisco, U.S.A.. Zolve companions with Neighborhood Federal Savings Bank (CFSB) to provide credit cards to Indians going to the U.S. for greater studies or employment. Solve does not call for a social security number, which is required for many banks in the U.S

In 2019, Zolve ordered $55 million in seed funding from Accel, DST global, as well as the founder collective.

What is the Zolve Bank Card?

The Zolve Credit Card is a bank card released by the Neighborhood Federal Savings Bank (CFSB) and also is created for Indian nationals seeking a united state bank card. With our simple application process, you can get started in minutes as well as be on your method to enjoying all the advantages that feature having an U.S. credit card.

Zolve Credit Card does not need a social security number, which is needed for a lot of banks in the U.S.

Key Highlights

  • 0% introduction APR for 6 months.
  • After the Introduction period, APR will be 14.9%.
  • No Balance transfer is offered.
  • No Cash loan is readily available.
  • No Annual Charges.
  • No Foreign Deal Fee.
  • Penalty Costs of Approximately $40.
  • Card Closure Charge $15 per check issued.

Advantages And Disadvantages Described


  • No Down payment needed: Zolve does not require a down payment, which the U.S. credit card issuers frequently require.
  • No Social Security Number called for: Zolve Credit Card does not require a social security number, which is required for many banks in the U.S.
  • No Annual Costs: Zolve Charge Card has no annual costs.
  • 0% introductory APR for 6 months: Zolve Bank card provides a 0% introduction APR for the first 6 months.
  • No Foreign Purchase Cost: Zolve Bank Card has no international deal fee so you can utilize your card abroad without fear.
  • Reported to three credit bureaus: Zolve Charge card is reported to 3 credit score bureaus to make sure that you can develop your credit report.


  • No Direct Benefits Details Available: Zolve Credit Card does not provide any straight incentives factors.
  • No Cash Loan Option: Zolve Bank card doesn’t offer a cash loan choice.
  • Available only to united state and Indian citizens: Zolve Bank card is just offered to U.S. and also Indian citizens.

Fees and Rates

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Functions of Zolve US Credit Card

No annual cost

Zolve USA Bank card credit score is totally free, no demand to pay costs for credit card upkeep.

No foreign purchase costs

Virtually Indian financial institutions cost, international transaction fees if use Debit card or Charge card for international acquisitions, charges ranges from 1% to 3.5%. Nonetheless if you have this charge card, you do not require to pay any costs for the exact same.

High credit limit

Zolve United States Charge card offer high credit limit, you can get Credit line up-to $10,000/-/ That will be a suffice equilibrium for student as well as specialists.

First late payment charge waived off

The First late settlement will be waived off, after onwards late charges will certainly charged

0% APR for 6 months

Zolve charge card deal absolutely no rate of interest for first 6 months as an initial offer. You can construct this 6 month for setting life in new country( Only U.S.A. Currently).

Remarkable incentives on preferred stores

You can get handsome benefits factors on making use of Zolve US Bank card, on chosen companion merchant like Amazon.com, COSTCO right here are a few of the.

Option to Freeze/ thaw from the application

You can manage your bank card from Credit score App. You can Freeze/ unfreeze from the app.

No SSN neither United State Credit Rating Required

You do not need SSN neither U.S. Credit History Required for Zolve Credit card application. All the US based credit rating provider needed to have SSN or United States charge card background for application processing.

Its Pre-approved Bank Card

When you bank with Zolve, you are pre-approved in India as well as get your card as soon as you land. Exactly how’s that for being concern?

No Down payment called for

You do not need a security deposit to get a high credit limit with Zolve.

Help to Construct fantastic US Credit rating

The Zolve Card helps you build a fantastic U.S. credit rating from the time you arrive. Zolve report your settlements to the united state credit scores bureau that will enhance your FICO Rating.

Judgment: Should you go for Zolve United States Charge Card?

If you are recently immigrant people from India, after that you need to develop US credit report for having United States charge card without any protection. However with the help of Zolve Credit card you can obtain American credit card without having SSN (Social Security number) or United States Credit rating.

You can enroll in the credit card and also account from India itself. Even prior to you land in the U.S., you have your funds arranged. Zolve has actually got you covered from the really starting!

Final Opinion:

If you are travelling, as well as you need a practical yet economical method to build up a great FICO score, then this card will be a great option for you. It provides to 10% cashback on premium brands, absolutely no currency conversion charge, higher credit limit, and so on. One of the most attractive attribute of the card (at the very least for me) is the zero joining as well as yearly costs and the 6 months of the interest-free duration which offers you enough time to settle in.

So if you are traveling to the US, you ought to take this card with you, it will certainly assist you to settle therein. If you are searching for more entry-level charge card alternatives, then you need to have a look at our top novice’s cards page. You can additionally compare the alternate card choices given below.

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